Home > Business & Investment > SEBI’s ‘Single Plan Per Scheme’ May Benefit Investors

SEBI’s ‘Single Plan Per Scheme’ May Benefit Investors

Monday, October 15, 2012
By Anand Birai

The investors unaware of some of the recent developments might get a shock on receiving communications from the respective mutual fund companies about merger or discontinuation of their particular schemes. It is following the market regulator Securities & Exchange Board of India’s (SEBI) guideline to the fund houses ‘one-plan, one sceheme’

According to the new regulations, fund houses are required to launch only one plan per scheme with effect from this month. The SEBI direction has affected hundreds of schemes across the fund houses and also led to confusion amongst the investors.

SBI Mutual Fund and L&T Mutual Fund have decided to discontinue 19 schemes cumulatively for fresh SIP investments to comply with SEBI’s guidelines. Earlier this month, five fund houses, including Reliance and ICICI Prudential MF listed out 190 schemes to discontinue for fresh SIP investments.

Reliance MF, ICICI Pru, HSBC, Morgan Stanley and IDFC Mutual Funds have already communicated to BSE with the required changes in their schemes, as many of their schemes are listed for trading.

Fund houses launched multiple SIP plans under one scheme, which reportedly prompted SEBI to ask them to move to ‘single plan per scheme’ model. The regulation is expected to make the investment process simpler for investors.

The investors tend to benefit from this as the investment pool under one scheme will broaden significantly providing an advantage to the fund managers for better allocation of investable resources. Hence, even the returns may also improve. However, SEBI could bring the regulation in a phased-wise manner enabling the investors to get complete information and they could take an informed decision or strategise their investments accordingly.

MF UPDATE
IDFC revises exit load under IDFC Super Saver Income Fund-Short Term  

IDFC MF has announced to revise exit load structure under IDFC Super Saver Income Fund-Short Term. Accordingly, an exit load of 0.50% will be charged if units are redeemed or switched out within 3 months from the date of allotment. The revised exit load structure will be effective from 8th October 2012.

Tata announces dividend for its fund  
Tata MF has announced dividend under Tata Equity P/E Fund. The quantum of dividend for distribution under dividend trigger option A-5% will be Rs. 0.40 per unit and dividend trigger option B-10% will be Rs. 0.80 per unit on the face value of Rs. 10 per unit. The record date for dividend distribution is 12th October 2012.

Franklin Templeton announces dividend under two schemes  
Franklin Templeton MF has announced dividend under Franklin Infotech Fund and FT India Dynamic PE Ratio Fund of Funds. The quantum of dividend for distribution under Franklin Infotech will be Rs. 1 per unit for all unit holders. Accordingly, the quantum of dividend for distribution for FT India Dynamic PE Ratio Fund of Funds, under Individuals and HUF will be Rs. 0.440 per unit and for others it will be Rs. 0.377 on the face value of Rs. 10 per unit. The record date for dividend distribution is 12th October 2012.

ICICI Prudential revises exit load under ICICI Prudential Medium Term Plan  
ICICI Prudential MF has announced to revise exit load structure under ICICI Prudential Medium Term Plan. Accordingly, an exit load of 0.50% of the applicable Net Asset Value will be charged if units are redeemed or switched out within 1 month from the date of allotment. The revised exit load structure will be effective from 11th October 2012.

JPMorgan revises exit load for its schemes  
JPMorgan MF has announced to revise exit load structure under JPMorgan India Equity Fund, JPMorgan India Smaller Companies Fund, JPMorgan JF Greater China Equity Off-shore Fund, JPMorgan JF ASEAN Equity Off-shore Fund and JPMorgan Emerging Europe, Middle East and Africa Equity Off-shore Fund, Accordingly, an exit load of 3% will be charged if units are redeemed or switched out within 6 months from the date of allotment, 2% will be charged if units are redeemed or switched out up to 12 months and 1% will be charged if units are redeemed or switched out up to 18 months from the date of allotment. The revised exit load structure will be effective from 12th October 2012.

Top Performing funds
__________________________________________________________
Scheme Name                                  Nature          1M%    6M%    1Y%    3Y%
__________________________________________________________
ICICI Prudential Discove                 Equity            4.88    11.6    27.1    15   
Kotak Bond Deposit - Gro               Debt              1.34    6.29    14.3    8.54   
Reliance RSF - Balanced               Balanced      5.31    11.7    20.8    10.7   
Axis Triple Advantage Fu                 MIP                1.27    9.45    14.4    -   
Escorts Liquid Plan - Gr                  Liquid            0.81    5.09    10.5    8.55   
Reliance Equity Linked S                ELSS             4.14    13.2    26.2    12.3   
MOSt Shares NASDAQ 100            ETF                -6.34    4.5    29.5    -   
Kotak Gilt - Investment                    Gilt                 1.37    6.85    16    8.79   
HDFC Index Fund - Sensex            Index              5.22    10.8    16.7    7.82
____________________________________________________________

*Note:- Returns calculated for less than 1 year are Absolute returns and returns calculated for more than 1 year are compounded annualized. NAV as on October 12, 2012.

NEW FUND OFFERS
________________________________________________
Scheme                                                        Opens on    Closes on
_________________________________________________
HDFC FMP 3730 Oct-12 Sr-22 (1) (G)    8/10/2012    17-10-2012   
Reliance FHF-XXII Sr-29 (746D) (G)    12/10/2012    17-10-2012   
ICICI Pru FMP Sr-65-3yrs Plan A (G)    16-10-2012    18-10-2012   
Reliance FHF-XXII Sr-28 (746D) (G)    12/10/2012    22-10-2012
__________________________________________________

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