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The Zoroastrian Co-operative Bank Limited

Thursday, August 14, 2014
By Noshir G. Paghdiwalla

In the comity of banks, the role of Co-operative Banks cannot be undermined.  Besides serving the banking requirements of the poor and downtrodden, they render effective and personalised services to all the other strata of society as well.  Zoroastrian Bank, founded as far back as the year 1927, is today a name to reckon with by virtue of its rendering relationship based banking services high on customer care.

ZCBL – as the Bank is more popularly known, is a scheduled multi state bank spreading its wings across Mumbai, Pune and Surat with a network of 18 strategically located branches. It has, over the years, effectively lived up to its motto of being “The Bank that is big on tradition and trust”.

With a business mix of over Rs. 1300 crores, it offers the entire gamut of banking products and services with a constant up-gradation of technology and human resources. The Bank has over the past several years maintained a zero level of net non-performing assets and the Capital to Risk weighted Ratio being reflected at 18.23% as against the statutory requirement of 9%. It has set in place a state of the art I.T. system comparable to industry levels.  Its client base is universal and comprises of individuals, professionals, businesses, trusts, corporate houses, traders, students, entrepreneurs, et al, who are all treated with the same level of high standard of services. 

The Bank is managed by a professional Board of Directors with both business and financial acumen.  The Senior Management, Executives and Staff are highly qualified with years of experience in the industry, with fairness in their dealings, honesty and integrity in all actions and passion in work commitments.  Besides its commitment to the field of Banking, it has also been alive to its role in the pursuit of Corporate Social Responsibility and is doing its mite in that direction.


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