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Thursday, May 16, 2019

Mahesh Shukla, Founder, PayMe India

In 2012, the young and ingenious Commerce student of Allahabad University, Mahesh Shukla, decided to become an entrepreneur and impact millions of lives every day. During his post graduation days, he decided to build a FinTech company and made efforts towards implementing the idea.

As every idea requires rigorous planning, Mahesh took all crucial decisions in line with his goal. He completed MBA in Finance from Jamia Millia Islamia University in Delhi. He closely worked with reputed firms in the domain of finance and investment services such as Bank of America, Barclays Shared Services, and Evalueserve.

Armed with business acumen and ten years of industry experience, he and Sandeep Singh launched a FinTech start-up PayMe India in 2016 with a seed capital of USD 2 million.

In conversation with  Dominic Rebello, Mahesh says  PayMe India's vision is “Spreading Financial Happiness” by solving the cash crunch of individuals and corporates.

What is the idea behind PayMe India?
PayMe India was incorporated with a vision to offer financial support to millions of individuals and corporate so that they can accomplish their respective goals. Many a time, the most disruptive startups and influential corporate fail to make the desired impact on society and India’s economy because of unexpected cash crunch. And most of the times, common men or women could not live up their dream of owning a house or working overseas. There are tens of thousands of people who need financial support, but do not get it. Through PayMe India, we aim to provide them with online flexi short term loans and long term loans. . We make sure that the application process is quick, safe, and fully secure.

How are you different from others?
Fast loan approval and disbursement is our USP. We deploy latest technologies to process quick loans for blue-collored, unorganized, and organized sector employees. We have comparatively low interest rates and nominal processing fees making it easier for every individual to get loans and resolve their financial problems. Also, we offer special loans for corporate employees with quick turnaround time and that gives us a competitive edge over the rest.

Any expansion plans?
Presently, we are focused on diversifying our product portfolio and onboard more and more clients from all across India. For the next few years, we will target to expand our digital presence to other Asian countries as well.

Your vision for the company?
Using cutting-edge technology, we want to make financial services easier, quicker, and affordable to avail for the eligible masses. We want to make PayMe India a globally recognized brand in FinTech segment by expanding operations in India and other developing South Asian countries along with maintaining profitability and right risk model

Where do you see yourself five years down the road?
We envision the company as a global leader in FinTech sectors that timely supports corporate and individuals with financial product and services.

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